Smriti holds a Bachelor’s degree in Economics and a Postgraduate degree in Development Studies. She received her Ph.D. from Humanities and Social Sciences Department, Indian Institute of Technology Guwahati, Assam. Her doctoral research explores the role of village-level cooperative credit societies in Assam, focusing on their historical, policy, and economic impacts in Assam. She has extensive experience in interdisciplinary research, including projects on rural development, health, and nutrition.